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ABOUT OUR COMPANY
WHERE ARE WE LICENSED?
We are based in Colorado and licensed in Colorado, Florida, North Carolina and Oklahoma.
We're always growing, so if you're interested in a state where we're not currently licensed, don't hesitate to get in touch—we might be expanding there soon!
WHO ARE WE?
Our company offers contract third-party mortgage loan processing services with a focus on improving efficiencies.
Our team of experienced processors is skilled in providing comprehensive and expedited loan approvals, utilizing innovative approaches to ensure successful transactions, and thinking outside of the box for those deals that need a little extra TLC.
We prioritize effective communication and work closely with loan officers, lenders, and clients to deliver an exceptional customer experience and facilitate smooth loan closings. With our extensive 14+ years of mortgage industry expertise, you can confidently rely on us as professionals to guide your clients from Contract to Close.
WHAT DO WE DO?
We handle loan processing, ensuring that both borrowers and loan officers enjoy working with us, while also helping brokers and loan officers save significantly on processing costs. We will see the loans through Disbursement and assist with any Post-Closing Audits.
Whether you're a broker or a retail lender, we've got you covered.
We have experience working with the following loan types:
- Purchase & Refinance
- Primary, 2nd Home & Investment
- DSCR
- Non-QM
- Non-Delegated Correspondent
- Jumbo
- FHA, VA, USDA & Conventional
- SL's, IRRRL's & Full Doc loans
- Correspondent
WHY USE A CONTRACT PROCESSOR?
Outsourcing processing can help streamline the loan processing workflow and improve operational efficiency. By relying on a specialized third-party processor, you can benefit from their expertise and experience in handling the mortgage process from start to finish.
Additionally, using a third-party processor can help reduce costs for the lender. Instead of hiring and training in-house staff for loan processing, outsourcing allows you to pay for services on an as-needed basis, potentially saving on overhead expenses. Our processors are experienced and professional, and will help you get out of the files and back to sales.
HOW MUCH DOES IT COST?
We offer multiple packages to fit into your business needs, and we work with YOUR systems.
We're a real third-party processing company, not an independent contractor processor—there's a big difference! Our fee is listed in Box B of the Closing Disclosure, just like an appraisal. So, it won’t impact the 3% QM rule.
Plus, our fee is borrower-paid at Disbursement through title, so brokers and mortgage loan officers working with us get to keep their full commission. There’s no downside to working with us: we don't get paid until you do!
In addition, we provide a range of à la carte services** that cater to your specific needs when you only require partial assistance at the initial stages, such as:
- Income Calculations
- Loan Structuring Help
- Pre-Approval Validation