Privacy Policy
- Effective Date: January 1, 2026
Contract to Close Processing, LLC
Contract to Close Processing, LLC (“Contract to Close Processing,” “we,” “us,” or “our”) values the privacy of its users. This Privacy Policy (“Policy”) explains how we collect, use, and protect personal information from individuals who visit our website or use our online facilities and services. This Policy reflects our commitment to meeting and exceeding applicable privacy standards.
Policy Updates
We reserve the right to update or modify this Policy at any time. We encourage you to review this page periodically to remain informed of any changes. If Contract to Close Processing, LLC decides to use personally identifiable information in a manner materially different from what was stated at the time of collection, we will notify you by email. At that time, you will have the option to permit or deny such use.
Scope of This Policy
This Policy applies to Contract to Close Processing, LLC and governs data collection and usage through our website (www.ctocprocessing.com) and online services. By using our website, you consent to the data practices described in this Policy.
This Policy does not govern the collection or use of information by companies or individuals not owned, controlled, employed, or managed by Contract to Close Processing, LLC. We encourage you to review the privacy policies of any third-party websites you visit before providing your personal information.
Information Covered by This Policy
This Policy describes:
- What personally identifiable information we collect
- Why we collect personal information and the legal basis for doing so
- How collected information is used and with whom it may be shared
- Your choices regarding the use of your data
- The security measures in place to protect your information
Information We Collect
1. Voluntarily Provided Information
We may collect personally identifiable information that you knowingly provide, including but not limited to:
- Name
- Address
- Mailing address
- Email address
- Billing information
- Credit card or payment details (used solely for purchasing services)
2. Automatically Collected Information
When you visit our website, we may automatically collect:
- Cookies and third-party tracking data
- Server logs
- Non-personal demographic information such as browser type, IP address, device type, age, or gender
3. Third-Party Tracking
Contract to Close Processing, LLC may track user behavior on other websites to better understand user preferences and improve our services.
Note: Personal information is collected only when you voluntarily provide it, such as through forms, service inquiries, surveys, or email communications. This information is used solely for its intended purpose or as outlined in this Policy.
Why We Collect Information and How Long We Retain It
1. Purpose
We collect personal information in order to:
- Provide requested services or products
- Improve and customize our services
- Communicate regarding your account or services
- Send informational or promotional communications (with consent)
- Conduct surveys, research, or internal analysis (with consent)
2. Retention
We retain personal information only as long as necessary, based on:
- Active business relationships
- Legal and regulatory requirements
- Legitimate business and operational needs
Use of Collected Information
Contract to Close Processing, LLC does not sell, rent, or lease personal information or customer lists to third parties.
Collected information may be used to:
- Operate our website and deliver requested services
- Inform you of services or offerings that may be of interest
- Conduct surveys or research
- Perform statistical analysis and reporting
No Sharing With Third Parties
Text messaging originator opt-in data and consent will not be shared with any third parties under any circumstances.
Disclosure of Information
We may disclose personal information only when necessary to:
- Provide requested services
- Comply with legal requirements (e.g., subpoenas or court orders)
- Enforce our Terms of Service
- Protect the rights, property, or safety of Contract to Close Processing, LLC or others
Non-Marketing Communications
We reserve the right to contact you for non-marketing purposes, including:
- Account notifications
- Security alerts
- Service or policy updates
Children Under the Age of 13
Contract to Close Processing, LLC does not knowingly collect personal information from children under the age of 13. If such information is inadvertently collected, it will be deleted promptly or parental consent will be obtained. Children under 13 must have permission from a parent or legal guardian to use this website.
Unsubscribe or Opt-Out
You may opt out of marketing or informational emails at any time by contacting:
Email: jkimsey@ctocprocessing.com
To opt out of third-party communications, please follow the procedures provided by those third parties.
Links to Other Websites
Our website may contain links to third-party websites. Contract to Close Processing, LLC is not responsible for the privacy practices or content of those websites. We encourage users to review the privacy policies of any external sites.
Notice to European Union (EU) Users
By providing personal information to Contract to Close Processing, LLC, you consent to the transfer, storage, and processing of your data in the United States. We strive to comply with applicable GDPR standards, though additional requirements may apply depending on individual circumstances.
Security
We take reasonable precautions to safeguard your personal information.
Online Security:
Sensitive data, such as payment information, is encrypted and transmitted securely using industry-standard protocols (e.g., HTTPS).
Offline Security:
Access to personal information is limited to authorized personnel who require access for specific job functions. Data is stored on secure systems with appropriate safeguards.
Acceptance of Terms
By using this website, you agree to the terms of this Privacy Policy. Continued use of the website after updates indicates acceptance of any changes.
Contact Information
If you have questions or concerns regarding this Privacy Policy, please contact us:
Contract to Close Processing, LLC
512 4th Ave Ste 103
Longmont, CO 80501
Phone: 303-834-7796
Email: jkimsey@ctocprocessing.com
Contract to Close Processing LLC
512 4th Avenue #103, Longmont, CO, USA
**All Processing fees are paid at closing through Title at disbursement as borrower-paid fees. Pricing is dependent on package type. A la carte services are due at time of service or can be billed on a monthly basis.
Copyright © 2024 Contract to Close Processing LLC - All Rights Reserved.
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